Saving Investment – Nelshael Thu, 30 Sep 2021 12:59:39 +0000 en-US hourly 1 Saving Investment – Nelshael 32 32 Lesbian couple beaten to blood on a bus by men who wanted them to kiss: “We were entertainment” Thu, 08 Apr 2021 02:38:17 +0000

Horrific homophobic attack on two women in their twenties has become an international story amid gay pride festivities across the United States

UPDATE: 4 teens arrested in bloody homophobic assault on lesbian couple

As Metro UK Reports, the two women who are in a relationship boarded a bus in West Hampstead, London, around 2:30 a.m. Thursday.

What happened next shocked the conscience of England and the word and bloody image of the battered couple quickly went viral.

Here is the official statement from the London Metropolitan Police regarding the incident:

“While they were sitting on the upper deck, they were approached by a group of four men who started making obscene and homophobic comments at them. The women were then attacked and beaten several times before the men got off the bus. A phone and a bag were stolen in the assault. The two women were taken to hospital to treat facial injuries.

The cold, official language of law enforcement fails to capture the shocking nature of the crime.

Metro UK published an interview with member of the battered couple, Melania Geymonat, 28, from Uruguay. She ended up with a possible broken nose, while her girlfriend Chris, from the United States, was also beaten up, Metro UK writes. Chris has not been fully identified in the story.

The bus trip changed dramatically for the couple when what Melania called a gang of young men behind them saw that they were a couple and started demanding that they kiss each other while making rude sexual gestures, the newspaper reports, adding:

“They wanted us to kiss each other so that they could look at each other,” Melania told Metro UK. “I tried to defuse the situation because I’m not a confrontational person, telling them to leave us alone because Chris was not feeling well. The next thing I remember was Chris in the middle of them and they were beating her. I didn’t think about it and walked in.

“I was pulling her back and trying to defend her so they started beating me. I don’t even know if I lost consciousness. I could smell blood, I was bleeding all over my clothes and on the floor. We got out and the police were there.

The attackers also robbed the couple before fleeing the bus.

Men are described as being in their twenties or thirties. The police investigation and the search for the men are continuing.

Meanwhile, the incident becomes a flashpoint for change in the gay community.

Here’s how Melania presented it to Metro UK:

“We were seen as entertainment, which is what makes me so angry. What upsets me the most is that violence has become commonplace, that sometimes you have to see a woman bleed after being punched to feel some kind of impact. I’m fed up with being mistaken for a sex object, finding out that these situations are usual, gay friends who were beaten up just because. We must endure verbal harassment and chauvinistic, misogynist and homophobic violence. “

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Definition of real estate subscription Thu, 08 Apr 2021 02:38:03 +0000

What is the subscription?

Lloyd’s of London is considered to be the entity that coined the term underwriting. The english insurance broker, which dates back to the 17th century, brought together individuals to issue cover for risky businesses such as sea trips. In the process, each risk taker literally wrote their name below a text describing the business and the total amount of risk they were willing to accept in return for a specified premium. This later became known as risk underwriting.

Although the mechanics have changed over time, underwriting continues today as a key function in the financial world. It is used in various industries including loans, insurance and investments. But it also has an important place in real estate. This article explains what underwriting is and how it relates to this industry.

Key points to remember

  • Underwriting is the process used by lenders to determine the creditworthiness of a potential customer.
  • The underwriter does research to make sure applicants represent themselves honestly and to get a feel for their finances.
  • For real estate transactions, underwriters also determine whether the property’s selling price matches its appraised value.
  • Insurers also make sure that there is no one else on the title and whether there are any dangers to the property due to natural disasters such as floods or earthquakes.

How the subscription works

Underwriting refers to the process used by lenders to determine the creditworthiness of a potential customer. This is a very important part of financial activity because it helps determine the extent to which a premium someone will pay for his insurance, how the borrowing rates are set and also sets the prices of the investments risk.

In addition to examining the veracity of a person’s claim, insurers research how risky it will be to lend or insure that person before doing business with that person or company. So, in essence, underwriting is the fact-checking and due diligence on the part of the insurer or lender before assuming any risk.

The role of subscribers

The underwriter does research to make sure applicants represent themselves honestly and to get a feel for their finances. For real estate transactions, underwriters also determine whether the property’s selling price matches its expertise value.

The underwriter is responsible for determining the interests of the potential borrower solvency and give them a rating. This rating, determined by credit scores provided by the big three credit bureaus, represents the applicant’s ability to repay the loan, the amount of funds he has in reserve and his employment history.

Underwriting and real estate

When an individual or a company requests financing for a project or a real estate purchase, the loan application is examined by a subscriber to determine the level of risk the lender is willing to accept. These types of underwriters should not be confused with the underwriters in securities, which determine the offer price financial instruments. Real estate insurers take into consideration both the land and the borrower.

Borrowers are required to have a Evaluation conducted on the property. The underwriter orders the appraisal and uses it to determine if the funds from the sale of the property are sufficient to cover the amount loaned. For example, if a borrower wants to buy a house for $ 300,000 that an appraisal is worth $ 200,000, the underwriter is unlikely to approve the loan or, at least, a loan for the full $ 300,000.

Insurers order the appraisal and use it to determine if the funds from the sale of the property are sufficient to cover the amount loaned.

Insurers also ensure that other factors related to the property are under control. This includes making sure that there is no one else on the Title, and whether there are dangers to the property due to natural disasters such as floods or earthquakes.

In most home loans, the asset itself is used as the collateral against borrowed funds. Subscribers generally use the Debt service coverage ratio (DSCR) to determine if the property is able to redeem its own value. If so, the loan is a safer proposition and the loan application has a better chance of being accepted.

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The man begins a diet of beer for Lent; fundraising for local businesses Thu, 08 Apr 2021 02:37:45 +0000

CINCINNATI (WXIX/ Gray News) – Lent begins Wednesday and in some Christian denominations it is often a time for people to give up something to remember the sacrifices Jesus made.

Popular sacrifices include food or drink, or some activity that may not be right for you.

A Cincinnati man gives up all food and most drinks to drink only beer for the next 46 days.

Del Hall is on a beer-only diet (plus water, black coffee, and herbal tea) for the third year in a row during Lent.

He says the goals are simple: to lose weight and help local restaurants and bars during the pandemic. And he asks you to help these companies too.

“I only drink three to five beers a day,” says Hall. “It’s not like I’m constantly drinking. If you follow your standard diet it gets boring, you don’t eat the same thing every day. So, I’m definitely not going to drink the same thing every day.

This is the third season of Lent that Hall is on a beer diet for Lent.

He says that every year he loses 40 to 50 pounds by getting all of his calories from beer. Not only does he lose weight every year, it also lowers his cholesterol levels and blood pressure.

“The human body is an amazing thing,” says Hall. “We are used to living like hunter-gatherers, partying and famine. The problem is, we are no longer going through famine.

Hall is co-owner of Brewery 16 lots to Mason. He knows firsthand how the pandemic has affected bars, restaurants and breweries.

This Lent, he will raise funds for these local businesses thanks to Sgt. Del’s virtual tip jar.

“This industry has been damaged,” says Fowling Cincinnati co-owner Joe Frank. “What Del does for the bar and restaurant workers is awesome.”

Hunting hunting Deposit is a unique bar and warehouse in Oakley. He says he has gone from 32 employees before the pandemic to 12 now.

“Employees have been hit the hardest,” says Frank. “The business itself from an ownership perspective, there are loans and things you can get. But employees only had a small window of help from the government.

At the end of Lent, Hall will take all the money he has raised and share it fairly with bars and restaurants that apply to be part of the fundraiser. And don’t worry, he says safety is important and he always has a designated driver.

“A beer today will affect me in a different way than it will have in a week,” says Hall, “I kind of have to stay aware of this. Last year I went Uber platinum because I use Uber so much.

Copyright 2021 WXIX via Gray Media Group, Inc. All rights reserved.

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Flow Announces Completion of Subscription Receipt Funding Thu, 08 Apr 2021 02:37:18 +0000

Flow and RG One are also pleased to announce the closing on March 1, 2021 the unmediated financing previously announced by Flow of subscription receipts for gross proceeds of $ 30 million to certain existing shareholders, friends, family and business associates of the Company who are convertible on terms similar to those of the Private Placement with Broker (the “Private Placement without Broker”).

It is proposed to exchange the Subscription Receipts of the Broker Private Placement and the Non-Broker Private Placement for RG One Corp. Shares and Warrants. (“RG One”) upon completion of Flow’s previously announced public IPO transaction by way of a reverse takeover transaction with RG One and Flow (the “Transaction”). As part of the Transaction, Flow will consolidate its shares on a five-to-one basis. At March 10, 2021, Flow and RG One have replaced their non-binding LOI with a binding LOI between them.

“We are extremely pleased with the support from existing shareholders and look forward to welcoming a new group of investors into the Flow family,” said Nicolas reichenbach, founder and executive chairman of Flow.

“We are blown away by the overwhelming response from institutional and retail investors in Canada and the United States, which are excited about Flow’s innovative business model and its strong environmental, social and governance (“ESG”) value proposition. This capital increase will allow us to continue our expansion in a booming industry. Flow is one of the fastest growing premium alkaline spring water and wellness drink brands in North America. He’s driven by our incredibly loyal customers and amazing celebrity partners, including NBA Superstar and Investor Flow, Russell westbrook. Flow is an industry leader in a larger movement for sustainability and well-being on a global scale, ”said Reichenbach.

“The IPO will allow Flow to reach its potential as a leading force in the premium water and wellness drink categories in North America“said Maurizio Patarnello, new CEO of Flow (” CEO “).

“We will continue to focus on the fundamentals, such as strengthening our production capacity, deepening penetration in major conventional retailers through Canada and in the United States, by investing in our talent and promoting Flow with innovative marketing initiatives. I am passionate about the high quality and innovative products of Flow and hope that this passion will be shared by the general public ”, concluded Mr. Patarnello.

Funding has been finalized in anticipation of the Operation. The Transaction is subject to the conclusion of the final agreement governing the Transaction, to obtaining all regulatory and stock market approvals and to meeting the usual closing conditions.

About the flow
Flow Water Inc. (“Flow Alkaline Spring Water ™” or “Flow®”) is a premium alkaline spring water company with a diverse line of wellness-focused beverages sold online and at retailers everywhere. in North America. Flow’s premium alkaline spring water comes in an original range of award-winning, unflavored organic flavors, in sizes ranging from 330ml to 1 liter, and in 6, 12 and 24 pack sizes. Due to its unique artesian spring sources, Flow products contain natural electrolytes and essential minerals, and its original and flavored water products have an alkaline pH at the source. As part of its continued innovation in wellness drinks, Flow recently introduced new ranges of collagen infused waters with natural flavors and vitamin infused waters with certified organic flavors.

Founded in 2015 by serial entrepreneur, mission driven Nicolas reichenbach, Flow is highly dedicated to sustainability and is a B-Corp certified company whose goal is “to bring well-being to the world through the positive power of water”. Reichenbach founded Flow with the belief that its spring water products should be packaged in renewable plant-based Tetra Pak ™ cartons using sustainable manufacturing operations.

Flow drinks are available online at, and are sold at more than 25,000 retailers across United States and Canada, including Whole Foods Market, Loblaws, Sobeys, Metro, Shoppers Drug Mart, Farm Boy, Sprouts Farmers Market, Safeway, Wegmans, Harris rocking, Walmart, Sam’s Club, Giant Eagle, Bristol Farms, Raley’s, Vitamin Shoppe and Duane Reade, among others.

Forward-looking information

This press release contains certain forward-looking statements that reflect the current views and / or expectations of the management of RG One and Flow with respect to future performance, activities and events, including, but not limited to, express or implied statements and assumptions regarding RG One and Flow’s intention to negotiate or complete the Transaction. Forward-looking statements are based on then-current expectations, beliefs, assumptions, estimates and forecasts about the company, industry and markets in which RG One and Flow operate. Forward-looking statements are not guarantees of future performance and involve risks, uncertainties and assumptions that are difficult to predict. In particular, there is no guarantee that the parties will negotiate and successfully conclude the definitive agreement or complete the Transaction contemplated herein, or that RG One will obtain the required approvals from shareholders or regulatory authorities, including the listing of its shares at the end of the Transaction. in stock exchange. Therefore, readers should not place undue reliance on forward-looking statements and information, which are qualified in their entirety by this cautionary statement. Neither RG One nor Flow undertakes to publicly release revisions to update voluntary forward-looking statements, except as required by applicable securities law.

This press release does not constitute an offer to sell or a solicitation of an offer to buy the securities in United States. The securities have not been and will not be registered under the United States Securities Act of 1933, as amended (the “US Securities Act”) or any state securities law and may not be offered. or sold in United States or to US Persons, unless they are registered under the US Securities Act and applicable state securities laws or an exemption from such registration is available. Not for distribution to US news services or for broadcast in United States. Any breach of this restriction may constitute a violation of United States securities laws.

All information in this press release regarding Flow, its business and funding has been provided by Flow for inclusion here. RG One has not performed due diligence on the information provided and assumes no responsibility for the accuracy or completeness of such information.


SOURCE Flow Water Inc.

For More Information: For more information on Flow, please visit, or contact in the US: ICR, Inc. – Investors: [email protected], and Media: [email protected]; and, in Canada: Natasha Koifman, [email protected], and Mélissa Augimeri, [email protected]

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KBRA assigns preliminary ratings to FREMF 2020-K740 and Freddie Mac Structured Pass-Through Certificate Series K-740 Thu, 08 Apr 2021 02:36:53 +0000

NEW YORK–() – Kroll Bond Rating Agency (KBRA) is pleased to announce preliminary ratings assigned to four classes of FREMF 2020-K740 Series Mortgage Transfer Certificates and three classes of Freddie Mac Structured Transfer Certificates (SPC ), series K -740. FREMF 2020-K740 is a $ 1.3 billion CMBS multi-borrower transaction. Freddie Mac will guarantee six classes of certificates issued under the underlying securitization Series 2020-K740 and deposit the underlying guaranteed certificates in a separate trust that will issue the SPCs.

The underlying transaction is secured by 44 multi-family fixed rate mortgages. The loans have principal balances ranging from $ 1.7 million to $ 110.0 million. The largest exhibit is represented by One Sutton Place North (8.6%), a 234-unit high-rise multi-family complex located in the Manhattan neighborhood of New York. The top five loans account for 33.6% of the balance at the due date and also include One East River Place (7.3%), Optima Signature (6.9%), Sunrise Harbor (5.8%) and Hanover Southampton (5.1%). The assets are located in 21 states, with the three largest concentrations in New York (21.1%), Texas (12.5%) and Georgia (10.1%).

KBRA’s analysis of the underlying transaction has incorporated our multi-borrower CMBS rating process which is combined with our analysts’ assessment of the financial and operational performance of the underlying secured properties, which is used to determine the KBRA’s estimate of sustainable net cash flow (KNCF) and value of KBRA. using our Methodology for evaluating the properties of CMBS in the United States. KBRA’s weighted average KNCF for the portfolio is 4.2% below the issuer’s NCF. KBRA cap rates were applied to the KNCF of each asset to derive individual real estate values ​​which, on an aggregate basis, were 49.4% lower than third party appraised values. KBRA’s weighted average capitalization rate for the transaction is 8.20%. The KBRA credit model deploys rent and occupancy constraints, probability of default regressions, and default-on-loss calculations to determine the losses for each secured loan, which are then used to assign our credit ratings.

Click on here to view the report. To access the assessments and relevant documents, click on here.

Related publications


Further information on key credit considerations, sensitivity analyzes that examine the factors that may affect these credit ratings and how they might lead to an upgrade or downgrade, and ESG factors (where they are a key factor in changing the credit rating or rating outlook) can be viewed in the full rating report mentioned above.

A description of all substantially significant sources that were used to prepare the credit rating and information about the method (s) (including significant models and sensitivity analyzes of the relevant key rating assumptions, if any) used to determine the credit rating is available in the United States Information Disclosure Form located here.

Information on the meaning of each rating category can be located here.

Further information relating to this rating measure is available in the US Information Disclosure Form referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures can be found at

About KBRA

KBRA is a full-service credit rating agency registered as an NRSRO with the United States Securities and Exchange Commission. In addition, KBRA is appointed as the designated rating agency by the Ontario Securities Commission for issuers of asset-backed securities to file a simplified prospectus or a shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a credit rating provider and is a credit rating agency (ARC) certified with the European Securities and Markets Authority (ESMA). Kroll Bond Rating Agency Europe is registered with ESMA as a rating agency.

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The impact of recent rains and snowmelt on rivers in the region – WWLP Wed, 07 Apr 2021 23:17:44 +0000

Judge rejects request for state police injunction on vax warrant

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Massachusetts House agrees to vaccinate representatives and staff

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Back masks, poker on the way to the Springfield casino

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Gender Identity Bill Passes Unanimously in Massachusetts Senate

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Governor attends tree planting event in Westfield

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Massachusetts COVID-19 Daily Report: 24 new deaths, 1,821 new cases

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PVTA Solar Array Grant Money

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Veterans Luncheon and Concert featuring Dee Reilly in Holyoke

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Governor Baker visits the renovated Springfield Prep Charter School

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Greenfield received over $ 400,000 for new park and open space projects

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Extensive testing of the operation in Massachusetts

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Governor Baker announces $ 10 million for parks and green spaces

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Unlike BJP, Congress keeps its election promises, says Rahul Gandhi Wed, 07 Apr 2021 23:17:42 +0000

Congress leader Rahul Gandhi on

On Wednesday we visited the famous Kamakhya temple in Guwahati and offered a puja.

Speaking to reporters at the temple, Gandhi said that unlike the BJP, his party kept promises made to the people in the elections.

Responding to a question about what his party will do if it wins the state election, Gandhi said: “We have promised five guarantees.”

When asked how Congress would fulfill the “five guarantees,” Gandhi replied, “Do you know what the guarantee means? We are not like the BJP, we deliver what we promise.”

The congressman said that in Punjab, Chhattisgarh and Karnataka, his party had promised to forgo agricultural loans and did so after taking power.

“In Assam, we have guaranteed to increase the daily wage of tea garden workers to Rs 365,” he said, referring to one of the five pledges.

Gandhi offered prayers to Shaktipeeth atop Nilachal Hill before heading to election rallies in Chaygaon and Barkhetri, which will go to the polls in the final phase on April 6.

Gandhi was unable to attend his scheduled rallies in Silchar, Haflong and Bokajan on Tuesday due to heavy rains and bad weather there.

Instead, he posted his message on Twitter, claiming that his party will fulfill all of its “five guarantees” when it forms state government.

Congress pledged in its “guarantees” that it would not allow the implementation of the controversial citizenship law (CAA) in Assam, provide jobs for five young lakhs, provide 200 units of free electricity per month to all households, would provide monthly assistance. of Rs 2,000 to each housewife, in addition to increasing the minimum daily wage for tea garden workers.

Elections in 39 constituencies will take place on Thursday in the second phase and 40 seats in the final phase on April 6.

An estimated 79.97% of the total 81.09 lakh voters cast their vote in 47 constituencies during the first round of voting in Assam on March 27.

(Only the title and image of this report may have been reworked by Business Standard staff; the rest of the content is automatically generated from a syndicated feed.)

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Prayer rally in Muskegon Heights to call attention to the continuing effect of the coronavirus on black communities Wed, 07 Apr 2021 23:17:40 +0000

MUSKEGON HEIGHTS, MI – A new grassroots organization, formed in the wake of the coronavirus outbreak, will hold a rally in Muskegon Heights on Saturday to raise awareness of the ongoing pandemic effect on black communities.

The denominational organization, Six feet in the streets, will host a dozen simultaneous public prayer rallies across the country to raise awareness of the virus’s disproportionate impact on African Americans, said Pastor Toney Hines, who helps organize the Muskegon Heights event.

Thirteen blocks of Hackley Avenue in Muskegon Heights will be blocked starting at 11:30 a.m. on Saturday, June 27, according to Hines, a longtime Heights resident now based in Grand Blanc. A half hour of prayer will take place starting at noon, followed by about an hour of information sharing on COVID-19, which started to surge in at least seven states, after months of uneven foreclosure policies across the country.

“A lot of people don’t think of it to be a disease,” Hines said. “We are trying to raise awareness, so that people can understand that you can be asymptomatic, you don’t have to have anything that shows you have the disease.”

In Muskegon County, where there have been 775 confirmed cases of COVID-19, 318 – or 41% – of those cases have been in black residents. Thirteen black residents have died from the virus, representing 27.7% of the county’s 47 COVID-19 deaths.

In comparison, African Americans make up 13.7% of all county residents, according to national data.

Participants at Saturday’s rally are required to wear masks and will stand 6 feet from each other out of respect for social distancing guidelines, Hines said. Eighteen members of the clergy, from various Christian denominations, will be in attendance, Hines said, and neighborhood leaders will be stationed along Hackley Avenue from Baker Street to Ray Street to lead prayers.

Simultaneous rallies will be held in Dallas, Texas .; Kansas City, Missouri .; Cincinnati, Ohio; Takoma, Washington; East St. Louis, Missoui .; Decatur, Illinois; and in two cities in California, Hines said.

“It’s not gone,” Hines said of the coronavirus. “He’s raising his ugly head again. We want people to know what to expect, we want people to know what is going on.

The various Six Feet in the Street locals are also hoping government officials will attend these rallies, although Hines has yet to confirm which leaders may attend the Muskegon Heights event.

The organization was founded in recent weeks in recognition of the disproportionate impact COVID-19 has had on African Americans, Hines said. The group seeks to establish a partnership between the clergy and local elected officials to draw attention to systemic racism, according to its website.

This includes issues such as police brutality, which has been the subject of protests around the world in recent weeks, although the issue was not the subject of Saturday’s event, Hines said. This event will remain focused on public health disparities, he said, with information sharing on registering to vote and participating in the U.S. census as well.

Michigan has seen some of the most stringent stay-at-home orders in an attempt to prevent the spread of the highly contagious COVID-19 disease. Here, as in other communities, black residents are disproportionately susceptible to the adverse effects of the disease.

In Michigan, African Americans understand approximately 14 percent of the state’s population, but account for 28% of confirmed coronavirus cases and 38% of coronavirus deaths, according to recent status data.

Six Feet in the Street was founded in East St. Louis on April 30, according to the group’s website.

Learn more about MLive:

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Wall art planned for the rusty railway bridges on Muskegon’s main entry point

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Poem: ‘Thanksgiving 2020’ | Publish the newsletter Wed, 07 Apr 2021 23:17:39 +0000

And looks like loneliness

will last until December.

A community crisis

Because of a virus

Limit large loving families to

to gather.

We used to worry about things like roads and the weather.

But we know we’re still loved

because our families cannot come and see us.

They worry about their affections

will lead to COVID infections

Because we are old and so

vulnerable populations,

we face inevitable isolation.

Once the turkey and the trimmings

gone, no generational photo can be taken.

But our minds will remember other times (unless we’re wrong)

past vacation

What visions will last –

From all of us every year one more year

Bigger and bolder new big and great-great babies

Dressed in our best, smiles all around

Warm and loving expressions abound

Thank god for our memories of times gone by

They give us hope for the future

as we try

Focus on gratitude for love, faith, family and friends

And thank our Lord for all of our endless blessings.

May God bless the victims of sickness and death,

Their families and friends who missed every last breath

Caring health workers and caregivers

Keep them nice and strong so that they don’t wobble or fall.

This Thanksgiving is Appreciation Time

Of all that is good in our big


This too will pass, and we will

to survive

With faith, hope and love kept alive.

The Post Bulletin publishes poems by local and regional writers every Monday. Send poems to Meredith Williams at

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New research on the philosopher Charles Peirce Wed, 07 Apr 2021 23:17:37 +0000

“In the United States, the relationship between science and religion remains an issue of perennial importance,” wrote Douglas Anderson, professor of philosophy and religion at the University of North Texas, commenting on the release of a new book by Roger Ward, professor of philosophy at Georgetown College.

In November, the results of Dr. Ward’s research on Charles Sanders Peirce over the past two decades or so will be featured in a 184-page Lexington Books volume titled Peirce and religion: knowledge, transformation and reality of God.

Ward describes Peirce as one of the most original voices in American philosophy. Peirce’s scientific career and his goal of proving scientific logic provide rich material for philosophical development. Peirce was also a longtime Christian and a member of the Episcopal Church.

Professor Ward traces the impact of Peirce’s religion and Christianity on the development of Peirce’s philosophy. Peirce’s religious setting is the key to his development of pragmatism and normative science in terms of knowledge and moral transformation. Peirce’s argument for the reality of God is a culmination of both his religious devotion and his lifelong philosophical development.

Robert Cummings Neville, professor of philosophy, religion and theology at Boston University, wrote in his journal: “Working primarily with well-known materials, Roger Ward has given us a surprisingly new view of Peirce as religious philosopher, a philosopher who is religious. The long term meaning of pragmatism is to live life in obedience to the “thirdness of thirdness” as characteristic of reality, then of the long duration of community, and only very fragmentarily of a person at individual will. .

Neville continued, “Ward makes his point in terms of Peirce’s logic over the years. But he relates this to Peirce’s explicit relationship with religion, his abandonment of his father’s Unitarianism for episcopalism, his abandonment with the end of his first marriage, and finally the reestablishment of his Trinitarian faith and his life in the church until his death. It is a very deep vision of Peirce.

Dr Ward wrote most of the book, he says, while on sabbatical in the spring of 2016. He thanks his students and colleagues who listened to various drafts for helping him publish the volume.

This is the second book in Ward’s “Conversion” series. The first one, Conversion to American Philosophy (Fordham, 2004), presents the landscape of engaging philosophy, explained Dr. Ward, “especially among American thinkers such as Edwards, Peirce, James and Dewey, as a challenge to our thinking that leads to change or a profound transformation of our thinking and our action.

Dr Ward, who chairs the Department of Philosophy, directs the Christian Scholars Program at Georgetown College as well as its Center for Christian Discernment and Academic Leadership (CDAL). He was also a guiding force for the young researchers of the Baptist Academy. The professor is a 2016 recipient of the Curry Award for Faculty Excellence.

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